in effect
This is a correction notice issued by the Consumer Financial Protection Bureau (CFPB) fixing a typographical error in an earlier rule. The original rule, published January 14, 2025, governs how creditors and consumer reporting agencies may use medical information in credit decisions and reports under Regulation V.
The only change made by this notice is correcting a date in the original rule’s “Dates” section. The date “March 17, 2024” — which was already in the past when the rule was published — was a misprint and should read “March 17, 2025.” No other part of the rule’s text, requirements, or provisions is altered by this correction.
Creditors and consumer reporting agencies subject to the original rule need to observe the corrected effective or compliance date of March 17, 2025, rather than the erroneous 2024 date. Consumers whose medical information may be used in credit reporting or lending decisions are governed by the underlying rule, but this correction notice itself changes nothing about their rights or protections.